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APY = Annual Percentage Yield. Interest rates effective as of September 11, 2023. You may call  844-319-6684 to obtain the most current interest rate information.

Texas Reward Checking Learn More

Balance Requirements Minimum Required Opening Deposit Interest Rate APY
Qualifying balance less than and equal to $25,000 $25 6.00% 6.17%
Qualifying balance greater than $25,000** $25 0.65% 0.65%
Non-qualifying rate (all balances) if account requirements are not met $25 0.65% 0.65%

Interest Rate is subject to change after account is opened.

**Earn Range from 6.17% to 0.65% APY on qualifying balances over $25,000

Interest Checking Learn More

Balance Requirements Minimum Required Opening Deposit Interest Rate APY
$750* $25 0.65% 0.65%

Interest Rate is subject to change after account is opened.

*$750 minimum daily balance required to avoid the $7.50 monthly fee.

Savings Accounts

Account Balance Requirements Minimum Required Opening Deposit Interest Rate APY
Savings Account $100* $100 0.65% 0.65%
Student/Senior Savings N/A $25 0.65% 0.65%

Interest Rate is subject to change after account is opened. 

*$100 minimum daily balance required to avoid the $5 monthly fee.

Advantage Money Market Learn More

Balance Requirements Minimum Required Opening Deposit Interest Rate APY
$0 - $2,500 $2,500 0.65% 0.65%
$2,500 - $9,999.99 $2,500 0.75% 0.75%
$10,000+ $2,500 3.00% 3.04%

 

Interest Rate is subject to change after account is opened.

Business Interest Checking Learn More

Balance Requirements Minimum Required Opening Deposit Interest Rate APY
$750* $100 0.70% 0.70%

Interest Rate is subject to change after account is opened.

*$750 minimum daily balance required to avoid the $7.50 monthly fee.

Business Money Market Learn More

Balance Requirements Minimum Required Opening Deposit Interest Rate APY
$0 - $2,500 $2,500 0.65% 0.65%
$2,500 - $9,999.99 $2,500 0.75% 0.75%
$10,000+ $2,500 3.00% 3.04%

 

Interest Rate is subject to change after account is opened.

Certificates of Deposit (CDs) Learn More

Term Minimum Required Opening Deposit APY Interest Rate
30 Day $500 4.07% 4.00%
90 Day $500 4.07% 4.00%
180 Day $500 4.07% 4.00%
1 Year $500 4.07% 4.00%
18 Months $500 4.07% 4.00%
2 Years $500 4.07% 4.00%
30 Months $500 4.07% 4.00%
3 Years $500 4.07% 4.00%
4 Years $500 4.07% 4.00%
5 Years $500 4.07% 4.00%

 

Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Certificates of Deposit.

Individual Retirement Accounts (IRAs) Learn More

Term Minimum Required Opening Deposit APY Interest Rate
Advantage IRA - 24 Months $500 4.16% 4.10%
6 Months $500 4.07% 4.00%
1 Year $500 4.07% 4.00%
18 Months $500 4.07% 4.00%
2 Years $500 4.07% 4.00%
30 Months $500 4.07% 4.00%
3 Years $500 4.07% 4.00%
4 Years $500 4.07% 4.00%
5 Years $500 4.07% 4.00%

Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Individual Retirement Accounts (IRAs).

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