Check Card with Rewards

Take your entire checking balance with you everywhere you go! With a free check card from Texas Bank, not only is it easy to make purchases, it earns you rewards too!

Our check cards offer you easy access to your balance via ATM. And with our free UChoose program, you can earn rewards with every purchase you make. Plus, you can get custom cards to support your local school or institution. All at no cost to you!

Check Card with Rewards
  • Access checking balance anytime
  • Free Check Card with any Texas Bank checking account
  • Get cash at any ATM
  • Make purchases in stores or online
  • Earn UChoose Rewards* with every purchase
  • Instant issue cards available
  • Give back with "Spirit" and "Community" themed cards
  • Easily replaced if lost or stolen
  • Safer than cash
  • More widely accepted than checks
  • Verified by Visa available

Card Monitoring

Texas Bank monitors your ATM and Debit Card transactions for potentially fraudulent activity.

Community Cards

Give back to your community with our "Spirit" and "Community" themed check cards. Available at our Branch Locations.

UChoose Rewards

Earn rewards just by using your Texas Bank Visa check card! UChoose Rewards points are awarded to eligible accounts* when you make purchases with your Texas Bank Visa check card or Business Bonus Check Card. Redeem points at to choose from millions of options, including merchandise, travel experiences, activities, event tickets, gift cards, and more!

Read more about this program below. Check your point totals, view merchandise, or sign up for the program at

UChoose Rewards FAQ

How does the program work?

You earn 1 point for every $2 you spend. Points can be redeemed for a wide variety of merchandise featured in the online rewards catalog. NOTE: you must select credit and sign for your purchases to earn points. Bill Payment transactions are not included in point accumulation.

The website keeps track of all points earned and will help you find what you are looking for when you get ready to redeem. You can even create a wish list that will let you know when you've earned enough points for that reward.

When can I redeem UChoose points?

It can take up to 40 days for your points to be credited to your account. You must accumulate 1,500 points before you can redeem your points. If points are not redeemed within 5 years, they will expire and cannot be used. New points will continue to accumulate.

Can I share points with family members?

All cards within an account automatically earn points together. In addition, if you have multiple debit accounts with Texas Bank you can link them together to earn rewards faster.

How much does it cost to participate?

There's no cost. Membership in UChoose Rewards is absolutely free for Texas Bank cardholders with an eligible account*, so start using your card and earning points today.

*Texas Reward Checking Account is not eligible for UChoose Rewards