• Tier 1 - If your daily collected balance is $10,000.00 or more > check current rates here
• Tier 2 - If your daily collected balance is more than $2,499.00, but less than $10,000.00 > check current rates here
• Tier 3 - If your daily collected balance is $2,499.99 or less, the interest rate paid at the Savings account rate > check current rates here

No monthly maintenance fee if you keep a daily ledger balance of $2,500.00 or more.
Unlimited free withdrawals in person � 3 free paper & 3 free electronic withdrawals per month, ($15.00 each additional withdrawal thereafter)
3 free money orders per month!
25% discount on traveler's checks
Half price on your first year's safety deposit box rental, Key deposit required
Bonus rate on CD's 1 year and over 
Images are returned with statement
Debit card, Internet Banking, and Phone Banking included at your request with this account at no additional charge
Bounce Protection � subject to approval after 30 days

Minimum deposit to open this account: $2,500.00
*Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We may change the interest rate on your account at any time. Interest will be compounded every month. Interest will be credited to your account on every monthly statement. If you close your account before interest is credited and you have notified us of your intent, you will receive the accrued interest.

Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum collected balance of $2,500.00 to obtain the disclosed annual percentage yield. You must maintain a minimum daily ledger balance of $2,500.00 to avoid a $20.00 maintenance fee each month.

We use the daily collected balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).