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FREE CHECKING PLUS
FREE CHECKING PLUS FREE CHECKS!!!!!
Free BONUS CHECKCARD (BY VISA)
Free Internet Banking
Free Phone banking
Free Bill Payer
Unlimited check writing WITH your FREE CHECKS
No minimum daily balance requirement
No monthly maintenance fee
Minimum deposit of $100.00 to open a Free Checking Plus account.
Images will be held for safekeeping by the bank
You may obtain 2 free check image copies per month
Bounce Protection � subject to approval after 30 days 
FREEDOM CHECKING
For those who want the FREEDOM to write a lot of checks!
Unlimited check writing
Free BONUS CHECKCARD (BY VISA)
Free Internet Banking
Free Phone banking
Free Bill Payer
Minimum daily balance - $750.00 (If your balance falls below $750.00 there will be a $10.00 fee charged each month for each month that your balance is below $750.00)
The $10.00 service charge is waived if you have DIRECT DEPOSIT!
Images are returned with statement.
Bounce Protection � subject to approval after 30 days
Minimum deposit to open a Freedom Checking account: $100.00
STUDENT CHECKING
Money Savings for Full-Time Students!
FREE CHECKS!!!!!!!!!!
No service charge
Unlimited check writing
No minimum daily balance
Free BONUS CHECKCARD (BY VISA)
Free Internet Banking
Free Phone banking
Free Bill Payer
Bounce Protection subject to approval after 30 days
Minimum deposit to open: $25.00
Images will be held for safekeeping by the bank. You may obtain 2 free check copies per month.
(Valid student ID required to open this account)
SENIOR ADVANTAGE CHECKING
For our valued Senior Citizens!
Unlimited check writing!
Free Checks
No monthly fee if you setup Direct Deposit into this account or if you keep a $200.00 minimum daily balance. (If your balance does fall below $200.00 there will be only a $3.00 fee each month that the balance is below $200.00).
The $3.00 service charge is waived if you have DIRECT DEPOSIT!
Free BONUS CHECKCARD (BY VISA)
Free Internet Banking
Free Phone banking
Free Bill Payer
3 free money orders per month
25% discount on traveler's checks
Half price on your first year's safety deposit box rental, Key deposit required
Images are returned with statement
Minimum deposit to open: $100.00
Bounce Protection subject to approval after 30 days
(Must be 55 years or older to open a Senior Advantage Checking account)
PUBLIC SERVANT
Perfect for our well-appreciated Educators, Firemen, Policeman and other public servants.
Free if you setup Direct Deposit into this account
(Minimum daily balance of $200.00 without direct deposit to avoid a $3.00 monthly maintenance fee)
Unlimited check writing
First 150 checks are free
3 free money orders per month
25% discount on traveler's checks
Half price on your first year's safety deposit box rental, Key deposit required
Images are returned with statement
Minimum deposit to open: $100.00
Bounce Protection subject to approval after 30 days
ADVANTAGE CHECKING ACCOUNT
A great addition to your Advantage Money Market account!
No monthly maintenance fee for average daily collected balances of $1,000 and over.
Unlimited check writing!
Variable interest rate!
First 150 checks are free!
3 free money orders per month
25% discount on travelers checks
Half price on your first year's safety deposit box rental, Key deposit required
Free BONUS CHECKCARD (BY VISA)
Free Internet Banking
Free Phone banking
Free Bill Payer
Images are returned with statement
Bounce Protection subject to approval after 30 days
Must have money market account
Not availible to our corporate customers)
*Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We may change the interest rate on your account at any time.
Interest will be compounded every month. Interest will be credited to your account on every monthly statement cycle. If you close your account before interest is credited and you have notified us of your intent, you will receive the accrued interest.
To open this account you must maintain $2,500.00 in an Advantage Money Market account and deposit $1,000.00 in this account. If the Advantage Money Market account is closed, this account will revert to the Regular Checking account.
Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum average daily collected balance of $1,000.00 to obtain the disclosed annual percentage yield. The average daily collected balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.
A minimum average daily collected balance of $1,000.00 must be maintained or there will be a $15 fee for each month it is below $1,000.
We use the average daily collected balance method to calculate the interest on your account. This method applies a periodic rate to the average daily collected balance in the account for the period. The average daily collected balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
NOW CHECKING ACCOUNT
Earn Interest with check-writing power!
No monthly maintenance fee for daily collected balances of $1,500.00 and over (if your daily collected balance does fall below $1,500.00 there will be a $10.00 fee for each month it is below $1,500.00)
Unlimited check writing for balances of $2,500.00 and over. 25 free checks per month for balances under $2,500.00 ($0.25 for each check over 25)
Unlimited debit card transactions
A deposit of $1,500.00 is required to open this account.
Variable interest rate!*
Free BONUS CHECKCARD (BY VISA)
Free Internet Banking
Free Phone banking
Free Bill Payer
Images are returned with statement
Bounce Protection subject to approval after 30 days 
Not availible to our corporate customers)
*Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We may change the interest rate on your account at any time.
Interest will be compounded every month. Interest will be credited to your account on every monthly statement. If you close your account before interest is credited and you have notified us of your intent, you will receive the accrued interest.
Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum collected balance of $1,500.00 to obtain the disclosed annual percentage yield.
We use the daily collected balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
TEXAS REWARD CHECKING
This FREE checking account offers CD-like rates with no minimum balance.
Free Internet Banking
Free Visa Check Debit Card
Free ATM transactions at Texas Bank ATM's
ATM Refunds for charges by other banks up to $15.00 per statement period
Free Bill Pay
Free EStatements with check images
Bounce Protection available
No service charge
Free initial box of checks
o 1 box per account, limited styles
Minimum to open Texas Reward Checking is $100.00. Texas Reward Checking is limited to consumer accounts. Texas Bank reserves the right to allow only one Texas Reward Checking account per customer. Rates may change at any time.
*Qualifications to earn stated APY:(see rates page for current rate and APY)
Sign up and receive your statement electronically
Complete 12 Visa CheckCard Transactions per statement period
(ATM withdrawals are excluded)
1 Direct Deposit or Direct Debit
Maintain a valid email address
Bounce Protection subject to approval after 30 days
(Not availible to our corporate customers)
*Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We may change the interest rate on your account at any time.
Interest will be compounded every month. Interest will be credited to your account on every monthly statement. If you close your account before interest is credited and you have notified us of your intent, you will receive the accrued interest.
Minimum balance to obtain the annual percentage yield disclosed -
We use the daily collected balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
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