Comparison Chart

Texas Reward Checking

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Interest

  • Earn 2.53% APY* on qualifying balances of up to and including $25,000
  • Earn 0.20% APY* on balances over $25,000
  • Earn 0.20% APY* on entire balance when qualifications are not met

Monthly Service Fee

$5; no monthly service fee with a $10,000 minimum daily balance

Free Online Services

Minimum Opening Deposit

$100

Texas Reward Checking

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Value Checking

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Interest

  • NA

Monthly Service Fee

$0

Free Online Services

Minimum Opening Deposit

$100

Value Checking

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Interest Checking

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Interest

  • Earn interest on balance

Monthly Service Fee

$7.50; no monthly service fee with a $750 minimum daily balance

Free Online Services

Minimum Opening Deposit

$100

Interest Checking

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Texas Reward Checking:

*APY = Annual Percentage Yield

**Up to $15 per statement period when qualifications are met.

***Texas Bank Mobile Deposit and Mobile App are free of charge; however, check with your mobile provider as message and data rates may apply.

Texas Reward Checking is not available to our business customers. Limit one Reward Account per consumer customer. 

Interest rate information: Interest will be compounded on the statement date. Interest will be credited to your account on the statement date. If you close your account before interest is credited, you will receive the accrued interest at the non-qualifying rate. 

Frequency of interest rate changes: Your interest rate and APY may change at any time.

Minimum balance to obtain the annual percentage yield disclosed: We use the daily collected balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Value Checking:

*Texas Bank Mobile Deposit and Mobile App are free of charge; however, check with your mobile provider as message and data rates may apply.

Interest Checking:

*Texas Bank Mobile Deposit and Mobile App are free of charge; however, check with your mobile provider as message and data rates may apply.