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It pays to be prepared. With this account, we’ll pay you interest and you can avoid the low monthly fee by keeping a regular reserve of cash on hand. Unlike standard savings, this full service account gives you unlimited access to funds in a variety of ways.

Write a check, swipe a card, click your mouse, open our app, stop at an ATM, or swing by a branch. Your money is always there when you need it. But we don’t just make spending simple. Free, convenient services like eStatements make it easy to manage your money.

Interest Rates

  • Interest-bearing checking account
  • Avoid the $7.50 monthly fee by maintaining a $750 minimum daily balance
  • Unlimited check writing and debit card use
  • Free online banking & bill pay
  • Free mobile banking with mobile deposit*
  • Choose the way you receive your statements
  • Free eStatements with check images
  • Or printed statements with check images
  • Free Visa® debit card with rewards
  • Free telephone banking
  • Free transactions at all Texas Bank ATMs
  • 3 free money orders per month
  • 50% discount on first year’s safe deposit box rental (key deposit required)
  • $100 deposit to open

It's Easy to Switch to Texas Bank!

Enjoy easy money management right from the start. Our detailed instructions make moving your accounts to Texas Bank a breeze!