Residential Construction Loans

You might be able to picture the perfect home, but moving in is another story. Let Texas Bank get you a competitive rate on short-term financing so you can make your dream a reality.

Our construction loans help you through the entire process, from blueprints to breaking ground and all the way to move-in day! We can even combine your construction loan with your long-term mortgage to save on closing costs. Put our experience to work for you today.

Summary
  • Short-term loan solution
  • Competitively low rates for your home construction project
  • Available for primary residence or second home construction
  • Smooth transition to permanent financing
  • Pay off interest quicker; payments are interest-only during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed
  • Locally processed and underwritten
  • Personal service for the life of the loan