Residential Construction Loans
You might be able to picture the perfect home, but moving in is another story. Let Texas Bank get you a competitive rate on short-term financing so you can make your dream a reality.
Our construction loans help you through the entire process, from blueprints to breaking ground and all the way to move-in day! We can even combine your construction loan with your long-term mortgage to save on closing costs. Put our experience to work for you today.
- Short-term loan solution
- Competitively low interest rates for your home construction project
- Available for primary residence or second home construction
- Smooth transition to permanent financing
- Pay off interest quicker; payments are interest-only during construction phase
- Payments are made on the amount drawn on your loan sufficient to pay your builder
- Construction draws applied in stages based on work completed
- Locally processed and underwritten
- Personal service for the life of the loan
- Subject to credit approval