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APY = Annual Percentage Yield. Interest rates effective as of October 02, 2020. You may call  844-319-6684 to obtain the most current interest rate information.

Texas Reward Checking Learn More

Balance Requirements Minimum Required Opening Deposit Interest Rate APY
Qualifying balance less than and equal to $25,000 $25 1.75% 1.76%
Qualifying balance greater than $25,000 $25 0.05% 0.05%
Non-qualifying rate (all balances) if account requirements are not met $25 0.05% 0.05%

Interest Rate is subject to change after account is opened.

Interest Checking Learn More

Balance Requirements Minimum Required Opening Deposit Interest Rate APY
$750* $25 0.05% 0.05%

Interest Rate is subject to change after account is opened.

*$750 minimum daily balance required to avoid the $7.50 monthly fee.

Savings Accounts

Account Balance Requirements Minimum Required Opening Deposit Interest Rate APY
Savings Account $100* $100 0.05% 0.05%
Student/Senior Savings N/A $25 0.05% 0.05%

Interest Rate is subject to change after account is opened. 

*$100 minimum daily balance required to avoid the $5 monthly fee.

Advantage Money Market Learn More

Balance Requirements Minimum Required Opening Deposit Interest Rate APY
$0 - $2,500 $2,500 0.05% 0.05%
$2,500 - $9,999.99 $2,500 0.10% 0.10%
$10,000+ $2,500 0.30% 0.30%

 

Interest Rate is subject to change after account is opened.

Business Interest Checking Learn More

Balance Requirements Minimum Required Opening Deposit Interest Rate APY
$750* $100 0.05% 0.05%

Interest Rate is subject to change after account is opened.

*$750 minimum daily balance required to avoid the $7.50 monthly fee.

Business Money Market Learn More

Balance Requirements Minimum Required Opening Deposit Interest Rate APY
$0 - $2,500 $2,500 0.05% 0.05%
$2,500 - $9,999.99 $2,500 0.10% 0.10%
$10,000+ $2,500 0.30% 0.30%

 

Interest Rate is subject to change after account is opened.

Certificates of Deposit (CDs) Learn More

Term Minimum Required Opening Deposit APY Interest Rate
30 Day $500 0.40% 0.40%
90 Day $500 0.40% 0.40%
180 Day $500 0.50% 0.50%
1 Year $500 0.70% 0.70%
18 Months $500 0.70% 0.70%
2 Years $500 0.70% 0.70%
30 Months $500 0.90% 0.90%
3 Years $500 1.11% 1.10%
4 Years $500 1.21% 1.20%
5 Years $500 1.31% 1.30%

 

Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Certificates of Deposit.

Individual Retirement Accounts (IRAs) Learn More

Term Minimum Required Opening Deposit APY Interest Rate
Advantage IRA - 24 Months $500 0.70% 0.70%
6 Months $500 0.50% 0.50%
1 Year $500 0.70% 0.70%
18 Months $500 0.70% 0.70%
2 Years $500 0.70% 0.70%
30 Months $500 0.90% 0.90%
3 Years $500 1.11% 1.10%
4 Years $500 1.21% 1.20%
5 Years $500 1.31% 1.30%

Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Individual Retirement Accounts (IRAs).

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