Business Debit Card

Buying the things your business needs is easier than ever. Use this free Visa® debit card to make purchases online and in-store or to get cash at any ATM across the country.

And with the UChoose Rewards® feature, you can earn points redeemable toward merchandise, travel, and more with every credit purchase — so you can cut costs as you restock inventory. Extra resources, increased efficiency — one convenient piece of plastic.

  • Earn UChoose Rewards with every purchase
  • Free with any Texas Bank business checking account
  • Get cash at any ATM
  • Safer than carrying cash
  • More widely accepted than checks
  • Make purchases in stores and online anywhere Visa is accepted
  • Instant issue cards available
  • Branded debit cards available
  • Easily replaced if lost or stolen
  • Verified by Visa available

Enjoy Increased Security

Rest assured your account is protected. Texas Bank monitors your ATM and debit card transactions for potentially fraudulent activity.

Review our Security Tips to learn how you can protect yourself from fraud and identity theft.

Surcharge-Free ATMs

Texas Bank has joined Allpoint Network, which means Texas Bank customers now have access to America’s largest surcharge-free ATM network, with some 55,000 surcharge-free ATMs worldwide.

In addition to Texas Bank’s branch locations and ATMs, with Allpoint Network, Texas Bank customer will never be far away from surcharge-free ATM access to their cash, especially in the United States where Allpoint offers 43,000 cash machines in places they’re already visiting as part of their daily routine. Conveniently located in destination retail outlets including major discount retailers, convenience, grocery and pharmacy stores, Allpoint Network ATMs save customers of Texas Bank time as well as ATM fees.


How to find Allpoint Network

Texas Bank customers looking for the nearest surcharge-free Allpoint ATM—including 12,000 locations in Canada, Mexico, Puerto Rico, the United Kingdom, Australia—can do so with their smartphone using the free Allpoint Network ATM locator app. And once at the store hosting an Allpoint ATM, look for the green Allpoint logo.

Allpoint Network resources:

App Store

Google Play 

Windows Phone Store


About Allpoint

Allpoint Network is the largest surcharge-free ATM network with more than 55,000 ATMs in leading national and regional merchant locations across the United States, Canada, Mexico, United Kingdom and Australia. Allpoint provides greater access, convenience and savings to customers of financial institutions while providing institutions the tools to compete more effectively for customers. For more information or to find the nearest Allpoint surcharge-free ATM, please visit, like us on Facebook and follow @Allpoint on Twitter. Allpoint Network is a wholly-owned subsidiary of Cardtronics, Inc. (NASDAQ: CATM).

UChoose Rewards

Earn rewards just by using your Texas Bank Visa debit card! UChoose Rewards points are awarded to eligible accounts* when you make purchases with your Texas Bank Visa debit card. Redeem points for all kinds of rewards, including electronics, airfare, event tickets, gift cards, and more! 

Read the Rewards FAQ to learn more about the program. Check point totals, view merchandise, or sign up for the program at

Rewards FAQ

How does the program work? 

You earn 1 point for every $2 you spend. Points can be redeemed for a wide variety of merchandise featured in the online rewards catalog. The website keeps track of all points earned and will help you find what you are looking for when you get ready to redeem. You can even create a wish list that will let you know when you've earned enough points for that reward.

NOTE: you must select credit and sign for your purchases to earn points. Bill Payment transactions are not included in point accumulation. 

When can I redeem UChoose points?

It can take up to 40 days for your points to be credited to your account. You must accumulate 1,500 points before you can redeem your points. If points are not redeemed within 5 years, they will expire and cannot be used. New points will continue to accumulate.

Can I share points with family members? 

All cards within an account automatically earn points together. In addition, if you have multiple debit accounts with Texas Bank you can link them together to earn rewards faster.

How much does it cost to participate?

There's no cost. Membership in UChoose Rewards is absolutely free for Texas Bank cardholders with an eligible account*, so start using your card and earning points today.


Texas Bank has partnered with CardValet which allows our customers to use their card on their terms. Some of the features of CardValet are:

  • Turn your debit card on and off
  • Establish transaction controls for dollar amount limits, merchant categories and geographic locations
  • Receive alerts when your debit card is used, approved or exceeds the transaction controls set by you
  • Stay informed of potential fraud with alerts on attempted, declined transactions
  • Get real-time balances for your accounts

CardValet is the mobile app that lets you control debit card usage and spending on the go! Download the app today!

App Store

Google Play

Control Spending: If you’re trying to establish or stick to a budget, CardValet can help. Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores. You can also establish these controls by location. The flexible app lets you change these parameters anytime with ease via your mobile device. Going on vacation? Holiday shopping? Simply update your transaction controls to fit your spending needs. 

Fraud Protection: A lost or stolen card is just one area of concern in today’s world where Identity theft, skimming and other attacks are an unfortunate reality. Turning your debit card off when you’re not using it helps safeguard against fraud. When your card is “off,” no withdrawals or purchases will be approved. Transaction controls that allow your debit card to work only in specific locations or geographic areas, add another layer of protection. And real-time alerts keep you informed when your card is used or declined.

Business Use: CardValet is a great tool for controlling business spending on a debit card. Use the transaction controls for merchant codes, location and thresholds to ensure employee spending adheres to your company policies.

Review Balances and Transactions: Monitor your finances from anywhere. Use the CardValet app to check your account balances.

*Texas Reward Checking Account is not eligible for UChoose Rewards