Here in Texas, everything is bigger...including the return you can earn with this interest-bearing checking account. But you don't a need a big balance to start earning extra cash. In fact, balances below $25,000 earn the best APY* this account has to offer when qualifications are met.
Spend your extra income the way you want with unlimited checking and nationwide ATM fee refunds** — even if you use an ATM from another bank. That means cash is always nearby, whether you're in East Texas or on the East Coast. It's so easy to earn rewards that you're probably already doing it.
In order to earn the Texas-sized interest rate and ATM fee refunds, just do the following each monthly qualification cycle:
Even if you don't qualify for the higher APY* in one cycle, you can qualify for the rewards interest rate and ATM fee refunds back the very next month!
Enjoy easy money management right from the start. Our detailed instructions make moving your accounts to Texas Bank a breeze!
*APY = Annual Percentage Yield
**Up to $15 per statement period when qualifications are met.
***Texas Bank Mobile Deposit and Mobile App are free of charge; however, check with your mobile provider as message and data rates may apply.
Texas Reward Checking is not available to our business customers. Limit one Reward Account per consumer customer.
Interest rate information: Interest will be compounded on the statement date. Interest will be credited to your account on the statement date. If you close your account before interest is credited, you will receive the accrued interest at the non-qualifying rate.
Frequency of interest rate changes: Your interest rate and APY may change at any time.
Minimum balance to obtain the annual percentage yield disclosed: We use the daily collected balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).